Loan Against Property
Explore property-backed financing solutions for residential and commercial properties. Choose a suitable Loan Against Property option based on your property, financial requirement and eligibility.
Explore Loan Against Property Solutions
Our LAP section is focused exclusively on property-backed loan solutions for different property types and financial requirements.
Residential Property LAP
Explore financing options against eligible residential property for planned personal or financial requirements.
- Residential property as security
- Suitable for eligible applicants
- Flexible repayment options may be available
- Property valuation and verification required
Commercial Property LAP
Property-backed financing options for eligible commercial properties such as offices, shops and commercial spaces.
- Commercial property security
- Business-oriented funding requirements
- Subject to lender policy
- Legal and technical verification
LAP for Personal Requirements
Use eligible property as collateral for permitted personal financial requirements, subject to lender assessment.
- Property-backed funding
- Multiple eligible property categories
- Applicant income assessment
- Credit profile evaluation
LAP for Business Requirements
Property-backed financing solutions for eligible business and expansion-related financial requirements.
- Suitable for eligible businesses
- Property collateral based
- Business financial assessment
- Documentation may vary by lender
LAP Balance Transfer
Explore the possibility of transferring an existing property-backed loan to another lender, subject to eligibility and lender terms.
- Existing LAP transfer
- Eligibility assessment
- Existing loan review
- Applicable charges may apply
LAP Balance Transfer + Top-Up
For eligible borrowers, a balance transfer may be combined with a top-up facility depending on lender policy.
- Existing LAP transfer
- Additional funding possibility
- Subject to income and property assessment
- Lender-specific terms apply
LAP for Self-Employed
Property-backed loan solutions for eligible self-employed applicants based on income, property and credit assessment.
- Business / professional income
- Income documentation required
- Property verification
- Credit assessment
LAP for Salaried Applicants
Property-backed financing options for eligible salaried applicants, subject to lender income and credit criteria.
- Salary-based income assessment
- Property collateral
- Employment documentation
- Credit profile review
High-Value Property LAP
Property-backed financing for eligible high-value residential or commercial properties, subject to lender assessment.
- High-value property assessment
- Detailed property valuation
- Income and repayment assessment
- Lender-specific eligibility
Understand the Key LAP Factors
How LAP Assessment Works
Requirement
Share your property and funding requirement.
Eligibility
Applicant and financial details are reviewed.
Property
Property documents and valuation are assessed.
Approval
Lender evaluates the application as per policy.
Disbursement
Funds are released after applicable formalities.
Happy Customers
Trusted assistance and educational guidance for property and loan-related requirements.
What Our Customers Say
Customer feedback about their experience with Roof & Rupee Group.
Looking for Other Loan Solutions?
Explore other loan categories available through Roof & Rupee Group.
*Customer figures and ratings displayed above are illustrative placeholders. Replace them with your verified customer data, reviews and ratings before publishing.
Help Us Build a Better Experience
Have you used our Home Loan assistance or simply have an idea that could make our service better? We would love to hear from you.
Share Your Experience
Your genuine feedback helps us improve our services and customer experience.
Share Your Advice
Tell us what you would like to see improved, added or changed on our Home Loan platform.
